Insurance Rates

Learn how you can get $100 when you open up a new optionsXpress account and be in the money from theApply Now!

Insurance Rate Averages

Free insurance rate averages by Bankrate.com

Does Travel Insurance Add Up In Winter?

by Joe Cortez

I don’t care how you decorate it – mostly because this is the last line I want to be standing in when I get to the airport. Lucky for me, travel insurance may help me out when I’ve got a trip delay of more than 12 hours, or am forced to cancel a trip because I got frostbite. Don’t laugh – it MAY have happened to me once.The pure, white snow falls gently upon the frozen pond. With the descent of Persephone, Winter has taken grasp on the world. The pain is not just felt by Demeter, and those who work with the harvest. As the holidays onset, so too is the sting felt by travelers near and far.
Wait – travelers near and far in the world of Olympus, feeling the sting of winter travel? Yes, you read that all correctly. At the end of the year (and into the next), weather has a huge effect on how – and when – we travel back and forth across the world. Rain and wind on the west coast, and snowstorms in the east can put a huge damper on getting where we want to go – especially when they lead to trip delay and trip cancellation. read more @ Travel Insurance Services

 
Retirement On A Roll. Roll your 401K into an OptionsXpress IRA FREE
 

Mortgage rates were flat for the 4th day in a row today in a sign that investors have largely taken their seats for tomorrow's big show. The Fed will release its new policy statement at 2pm tomorrow, and while they're not expected to hike rates this time around, there are other important considerations that could have a big impact on rates. One of the considerations is the fact that March is one of the months where the Fed updates its economic projections. Investors largely tune-in to these for a glimpse at the collective rate hike outlook. This has caused big market movement in the past, but something else could be even more important tomorrow. The Fed has increasingly mentioned the impending end of its balance sheet runoff , which refers to its policy of NOT buying bonds with the money it [...]
Tue, Mar 19, 2019 8:19:00 PM, Continue reading at the source
The National Association of Home Builders (NAHB)/Wells Fargo Housing Market Index (HMI) held steady in March , after partially recovering from substantial loses at the end of 2018. The Index, a measure of new-home builders' confidence in the market for newly constructed homes was unchanged at 62 on a 100-point scale. The index finished 2018 at 56, a more than three-year low, after dropping an aggregate of 12 points in November and December. NAHB says affordability still remains a key concern for builders. The skilled worker shortage, lack of buildable lots and stiff zoning restrictions in many major metro markets are among the challenges builders face as they strive to construct homes that can sell at affordable price points. Derived from a monthly survey that NAHB has been conducting for 30 [...]
Mon, Mar 18, 2019 9:04:00 PM, Continue reading at the source
Even though the January Census Bureau report on new home sales published on Thursday wasn't all that encouraging for the spring market, the Mortgage Bankers Association (MBA) is predicting more upbeat news for February. The Association's Builder Application Survey (BAS) shows a 6 percent increase in new home purchase applications from the previous month and a 3-point gain from February 2018. Those numbers are not seasonally adjusted. MBA estimates new single-family home sales were running at a seasonally adjusted annual rate of 690,000 units in February 2019, based on its survey data and assumptions regarding market coverage and other factors. This is down 3.2 percent from the January pace of 713,000 units. On an unadjusted basis, the estimate is for 59,000 new home sales in February 2019, [...]
Fri, Mar 15, 2019 11:47:00 PM, Continue reading at the source
It seems like only yesterday that we were looking at the December new home sale numbers - well actually it was 6 days ago. Now we have the January sales numbers as the Census Bureau and the Department of Housing and Urban Development continue to catch up from the shutdown's data drought. However, while December sales surprised everyone with a 16.9 percent increase to 621,000 units (now revised to 652,000) January took back a lot of those gains. Sales were at a seasonally adjusted rate of 607,000 units, a 6.9 percent reversal. This puts sales down 4.1 percent year-over-year. That the January numbers were not worse was solely due to a surge in sales in the West. They fell by double digit percentages in the other three regions. The January estimate was still solidly within the 590,000 to 640,000 [...]
Thu, Mar 14, 2019 9:16:00 PM, Continue reading at the source
While still far from buoyant, mortgage lenders were a little more upbeat about their expected profit margins and the demand outlook for both purchase and refinance mortgages when responding to Fannie Mae's first quarter Mortgage Lender Sentiment Survey. The net share of lenders reporting that demand had increased for purchase mortgages over the prior three months fell to a new survey low, however the net responses reflecting more positive expectations for the upcoming three months rose compared to one year ago. The responses were consistent across all loan types. While more lenders continued to report weaker demand for refinancing over the previous three months than reported rising demand, the net share of positive responses increased significantly; rising to the highest level in two years [...]
Wed, Mar 13, 2019 9:07:00 PM, Continue reading at the source

%d bloggers like this: